Banking and Finance

Digital Lending: ushering in a new era of lending

Traditional lending platforms depended on human intervention and physical interactions at every stage, which increased processing time and the possibility of human error. However, digital lending platforms allow banks to automate their whole loan process,…

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Temenos-Aspire Systems: Five years of collaboration, cooperation and 50 + successful implementations

Temenos and Aspire Systems forged an official collaboration in 2016 during the Temenos Community Forum (TCF) in Lisbon, Portugal. The journey began with implementations in the UK and across APAC and has successfully passed a…

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Buy Now, Pay Later: A Boost for Banks, Pure-Plays and Businesses

Analysing the behaviour trends of customers and their payment habits has led banks to realize the plethora of benefits that the Buy Now Pay Later model offers. Despite being a fintech feature, the BNPL model…

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Where are credit unions and lending institutions going wrong in their digital journey

Financial service providers want to be digital, but they’re having trouble getting there, or even getting started.  They are focusing heavily on conventional IT and surface-level components of digital strategy.  Both are vital. However, we…

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How Neobanks are tapping into the unbanked market in Latin America

“I always tell the tale of having to go to a banking branch to open a bank account, which was one of the most painful experiences I’ve ever had,” says Colombia-born Nubank CEO and co-founder…

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Key Retail Banking Trends to Watch Out For in 2022

Two years of the pandemic has led to a fundamental change in the banking industry as traditional methods are no more effective. The Banking and Financial Services industry looks to becoming more adaptive, innovative and…

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A New wave of Digital Banking is on the horizon: Trends that will make a splash in 2022

Only a few years ago, technology was a huge disruptor in the banking industry. While the pandemic has hastened the deployment of technology across businesses and sectors, our reliance on it has increased dramatically. Online…

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9 Banking Trends that will shape the digital revolution in 2022

Digitalization has altered how we see Banking, especially in the last couple of years given the growing need for digital banking platforms in the backdrop of the pandemic. Personalized and digital banking services have saved…

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8 Credit Union Technology Trends you cannot skip in 2022

The rising use of digital banking, the advent of new technologies, the blurring of industry ecosystems, and a greater emphasis on innovation are all producing challenges and possibilities in the banking business, and more so…

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Cross-Border Banking : Why the Time is Now

With individuals residing in multiple nations as expats and easing border control restrictions that allowed people to travel across the globe on a frequent basis, the need for borderless banking alternatives has grown significantly. Cross-border…

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Why Millennials and Lifestyle Banking go hand-in-hand

Millennials and Gen Z are the most significant demographic and economic force of our times. By 2025, millennials will constitute 75% of the global workforce. Within the next decade, Millennials will dominate the full-time workforce.…

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Modernizing Core Banking Technology, Without Risking Existing Business Capability

The influx of Fintechs, innovative technologies, cloud banking, and sophisticated processes has taken the banking industry by storm. This has led to traditional and incumbent banks to rethink and realign their way of operating. Traditional banks…

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