Banking and Finance

How can Banks Design Digital Journeys Through Gamification

Gamification is not a new concept. Its been part of our daily life for most part of our Adulthood. For example, Frequent flyer mails, hotel rewards are all engagement programs which use gamification concepts. The…

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What are the major friction points in Customer Onboarding & Origination for Banks?

Let’s roll back in time a little. In the early 1990s, to open an account, customers had to go to the bank’s branch and manually fill out the documents with their signature and with an…

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Integrated Customer Onboarding : What’s holding the Incumbent Banks Back?

Integrated customer onboarding has become a business imperative for incumbent banks in today’s technology driven, ‘digital first’ banking ecosystem. But the manual processes which are in place, are archaic in nature leading to a cloudy…

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Strategies Community Banks Cannot Ignore to Survive the Digital Age- An Interview with Kevin Tynan from Liberty Bank of Savings

As digital technologies are creating exciting opportunities for financial institutions to position themselves for the future, the winners will be the ones who can succeed to deliver exceptional customer experiences. According to a JD Power…

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Aspire and Temenos’ Exclusive 2 Year Story

It was in 2016 that Temenos, the software specialist for banking and finance, announced a strategic partnership with Aspire Systems, a global provider of digital transformation services to accelerate customer experience strategy for banks. As…

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Aspire is Back Again at Temenos Community Forum 2018!

This year’s Temenos Community Forum is just around the corner- a premier event happening in Dublin which will witness a distinguished gathering of banking decision makers, investors, analysts and media from around the world. And…

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Exploring the Future of Banking with Alex Jimenez from Zions Bancorporation

At a time when more than 80% of Financial Institutions believe their business is at risk according to a PWC report, disruption is uppermost in the minds of every Banking provider. Is Open Banking a…

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Financial Applications of Neural Networks

Back in the day, applications related to the financial domain were handled by Expert Systems, a domain of AI.  An expert system is developed by capturing the Human Expert’s knowledge into a set of programming…

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Banking for Millennials: 5 Key Things You Must Know

Millennials are a generational cohort that is rapidly maturing in terms of their economic power. They now outnumber Baby Boomers and represent the biggest challenge- and growth potential for banks today. As customers, Gen Y’s…

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Catching up with Millennial Keynote Speaker, Brian Fanzo on Digital Banking

Millennials. While the term conjures up the image of a finicky bunch of 20 or 30-somethings latched onto their smartphones, socialism, slangs and social media among older generations, it predictably prompts some weary eye rolls…

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Top 6 Digital Lending Challenges Faced by Fintechs

Alternative Business Lenders or Lending Fintechs have been steadily taking away the share of SME loans from Banks to the effect of close to 80% of the SME loans funded by Fintechs. Low cost to…

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Do Millennial Banking Customers Binge on the Power of User Experience?

Millennials – their multitasking capability can be shocking! They are able to interact simultaneously with dozens of digital channels while emails are gone, left only for business communication. How can banks change their relationship with…

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