Digital Banking

From Branch to Branchless: Canada’s Digital Banking Journey

According to Canadian Bankers Association, more than 68% Canadians preferred online banking in 2017 and the number has only increased ever since. The convenience, attractive features and competitive pricing offered by online banks in Canada…

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[Podcast] Pedalling the Digital Movement at Banks: Do’s and Donts – Episode 5 | Future on a Platter

Digital Banking and transformation has been talked about in lengths over the past few years. However due to different socio-economic issues, digital transformation has been kept at bay in a few countries. However there has…

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[Podcast] – Get your Keys on Cloud 9 by Banking in Cloud – Episode 4 | Future on a Platter

Migration to cloud has been spoken about greatly in the banking arena. However with the migration of cloud in banking, come several benefits and challenges. While it is important to innovate and change, it is…

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Digital Banking Around The World – Australia

The driving force behind digital banking becoming the most popular form of banking today is definitely saving time and effort. According to research, an average individual spends nearly 7.3 hours a year visiting banks and…

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Digital Banking Around the World – Mexico

Banking penetration in Mexico has comparatively lower percentile when compared to other Latin American countries. According to World Bank’s 2011 Financial Inclusion Survey on banking systems across the world, Mexico had only 27.4% of its…

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Digital Banking Around the World – Cambodia

The concept of digital banking in Cambodia was introduced in 2008, which is 10 years after the rest of the world has embraced the technology. Cambodia as a country has risen from the ashes of…

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Exploring the Digital Banking Landscape in Egypt

Egypt, one of the prominent countries of the MENA region has already set its foot on a cashless economy with the help of digital banking. The customer diaspora in Egypt is looking for banking services…

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How can Banks Design Digital Journeys Through Gamification

Gamification is not a new concept. Its been part of our daily life for most part of our Adulthood. For example, Frequent flyer mails, hotel rewards are all engagement programs which use gamification concepts. The…

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Strategies Community Banks Cannot Ignore to Survive the Digital Age- An Interview with Kevin Tynan from Liberty Bank of Savings

As digital technologies are creating exciting opportunities for financial institutions to position themselves for the future, the winners will be the ones who can succeed to deliver exceptional customer experiences. According to a JD Power…

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Financial Applications of Neural Networks

Back in the day, applications related to the financial domain were handled by Expert Systems, a domain of AI.  An expert system is developed by capturing the Human Expert’s knowledge into a set of programming…

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Are Banks missing Open banking Deadlines to bring Stronger Next-Gen Financial Advice?

UK’s biggest lenders’ missed deadlines surfaced around the open banking rules. Are banks stalling the inevitable future of Open Banking? In a statement to pymnts.com, a spokesperson for HSBC said the FI remained “committed to…

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PSD2 and European Banking Trends

For years, the European Union was struggling to standardize and improve the efficiency of their payment system especially because of their different accounting standards. With digitization, the need for a single payment system was beginning…

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