Banking and Finance

Top 6 Digital Lending Challenges Faced by Fintechs

Alternative Business Lenders or Lending Fintechs have been steadily taking away the share of SME loans from Banks to the effect of close to 80% of the SME loans funded by Fintechs. Low cost to…

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Do Millennial Banking Customers Binge on the Power of User Experience?

Millennials – their multitasking capability can be shocking! They are able to interact simultaneously with dozens of digital channels while emails are gone, left only for business communication. How can banks change their relationship with…

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Millennial Banking Day – It’s going to be a Blockchain Party for Banks

It’s taken 10 whole years for blockchain technology to take over the internet and even banking! Even though blockchain technology was invented in 2008, the biggest key to turning blockchain’s potential into a reality for banks…

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Are Banks missing Open banking Deadlines to bring Stronger Next-Gen Financial Advice?

UK’s biggest lenders’ missed deadlines surfaced around the open banking rules. Are banks stalling the inevitable future of Open Banking? In a statement to pymnts.com, a spokesperson for HSBC said the FI remained “committed to…

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Must Banks Be Bothered with this Year’s Fintech Investments?

Banks are now playing catch-up with fintech when it comes to technology. Fintechs are setting the benchmark high. We are living in an age where the internet keeps changing our relationship with money every single…

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Aspire celebrates February 1st as the Millennial Banking Day

On the very first day of February, the Millennial Banking Day will be celebrated with a series of webinars starring well-renowned fintech experts who will discuss millennial engagement strategies on topics ranging from Blockchain, User…

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Understanding the Indian Millennial Banking Customer

Indian millennials, numbered 440 million and growing, currently make up 46% of the workforce, and contribute to 70% of the total household income. And this generation of digitally savvy retail banking customers is increasingly going to do their banking…

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An Integrated Digital Ecosystem- The Future of Banking

For incumbent banks and financial services firms, digital transformation is now at an inflection point.  Digitization has shaken up the old order, and is rewriting the rules of how banks compete. Banks are no longer…

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Silence is Not Golden in the Millennial Banking World

Silence — an emotion, a message, a phenomenon, a movement — Cannot by itself transform into positive interactions for the Millennial. Technology experiences can make or break Millennial Banking. There is ample evidence that Millennials…

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SaaS Technology Strategies for FinTechs at Singapore Fintech Festival 2017

The acceptance of SaaS in the financial services market has grown steadily over the past few years with SaaS replacing legacy on premise software left, right, and center. Today, several financial institutions turn to SaaS to…

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How Banks in APAC can make the Millennial Connection

Millennials make up 25% of the total workforce population in Asia Pacific, and represent the most influential demographic shaping future trends in APAC’s banking sector. Yet they remain a largely misrepresented socio-economic demographic. This generation…

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